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Car finance made easy
The UK's leading online car finance company. Good or Bad credit? We can help!
Are you looking for a new car on finance? Perhaps you’ve been turned down for car finance in the past? Well don’t worry, here at Accept Car Credit we have a car finance / car credit deal to get you the car you’ve been dreaming of. Remember, at Accept Car Credit we don't sell cars we simply provide the car finance / car credit, giving you the freedom to choose the car of your choice from the dealer of your choice!
Bad credit history - not a problem
With over 15 years of car finance / car credit experience we've helped thousands of satisfied customers who have different degrees of past credit problems to find great car finance deals. Past problems are no bar to finding the car finance you need today! Remember, with us you can buy the car of your choice from the dealer of your choice.
No deposit car finance
Car finance / Car credit is available from £3000 to £50,000 with up to 5 years to repay and with no deposit required. The finance is secured only on the vehicle you are purchasing, NOT your home or other possessions.
Secure your car finance first
Apply now and be safe in the knowledge that you have the best car finance / car credit deal available prior to visiting dealers. With your car finance in place you are free to shop around for your car without worrying about been turned down by the dealer. Why not as us to check our used car dealer network to search thousands of great used car deals from dealers accross the UK.
Car finance made easy.
We work with over 15 car finance lenders to get you the best deal available. We then deal direct with your chosen dealer to sort out all the paper work, making getting car finance for your new car nice and easy.
Helpful Tools
Not sure about something? Try using the below tools to help.
Faq
Got a question? Why not check our frequently asked questions about car finance section.
Contact us
If you have been declined elsewhere or have complicated circumstances, why not speak to one of our advisors?
Glossary
Not sure what something means - search our car finance glossary
We can help with...
Late payments- Defaults
- Mortgage arrears
- Self employed
- No credit history
- No voters role
Fast-track applications
We aim to get you an answer on your car finance application between 2 and 24 hours and can often achieve faster. We will let you know the outcome by sms, email, telephone and letter. Nobody works harder to help you get the car finance offer you need! Click here for further details
Car finance in 4 easy steps
Click here to see how easy it is to arrange car finance with us in 4 easy steps
Apply online
Pick a car from any dealer
Sign the paper work
Drive away in your new car!
Security Information
Accept Car Credit takes security very seriously. That's why we use 128bit encryption technology to ensure that all communication between your browser and our web server is completely secure. On our application forms you should see a lock in your browser to confirm that the page is secure. We also have our pages security tested daily by hackersafe.com
Car finance news and updates
Haggle on vehicle price to make car finance stret...
At a time where running a car is becoming more expensive due to rising fuel costs, and the budget in general is being stretched, its important to make sure you get the best possibl...
Rising repair costs affect thousands of car loan ...
Thousands of car loan customers as well as other motorists could be facing huge repair bills after their warranties expire. Tesco Personal Finance has estimated that as many as 40...
HP agreements - how not to use car credit...
In the same way that car dealer finance is often uncompetitive, using hire purchase to finance your new vehicle can be much more expensive than getting separate car credit from a f...
Increased demand for car finance...
The total amount of car finance and other forms of unsecured borrowing has increased in recent months. Financial services provider the Fair Investment Company reveals that, as of ...
Car credit customers paying less in real terms...
Contrary to popular belief the cost of motoring is actually going down in real terms. Car credit customers are set to benefit, according to a recent report from motoring organisati...
Wrong car loan can cost thousands...
The price paid for a car with one of the new 58 registration plates could be £2,400 higher than necessary if the buyer selects the wrong car loan. Research by Moneyfacts sho...
© Accept Car Credit 2000 - 2008 All Rights Reserved. Accept Car Credit is a trading name of Auto Credit Finance Ltd which is an Appointed Representative of ITC Compliance Ltd who are regulated by the Financial Services Authority . Accept Car Credit have no control over, or responsibility for, the pages that can be accessed from the links on this page, or to where any subsequent links may take you. Registered office Birkby House, Brighouse, West Yorkshire, HD6 4EN. Registered company number 2896907.
Typical APR 28.7%